Postal and Community Credit Union
rate information is effective
August 31, 2010 – September 13, 2010.
All rates are subject to change without notice.

 

 

Loans
Money Market Accounts
Savings, Holiday & Vacation Accounts
Checking Accounts
Share Certificates
IRA Savings Accounts

 

 

 
Loans
Type
Term
Annual Percentage
Rate APR
New Auto
Auto Loan Refi Promo
as low as 3.25%
36 months
As Low As
4.75%
*
48 months
60 months
Used Auto
. Auto Loan Refi Promo
as low as 3.25%
36 months
As Low As
4.75%
*
48 months
60 months
Home Equity

10 year draw period
10 year repayment period

3.25%
First Mortgage
Please Call 1.866.533.4188
Share Secure
Rate is 2% above share or
certificate rate.
Recreational Vehicle
84 months
As Low As
4.75%
*
New Motorcycle
48 months
As Low As
4.75%
*
Used Motorcycle
36 months
New Boat
60 months
Unsecured Line of Credit .
As Low As
11.00%
*
Signature Loan
.
As Low As
11.00%
*
Visa Credit Card (Classic) .
15.90%
*Rates quoted "As Low As" are determined by underwriting guidelines including member's credit bureau score and term of loan. Contact a Consumer Loan Officer for more information.
 
Money Market Accounts
Minimum Balance
Nominal Interest Rate
APY
$100,000 or more
0.65%
0.65%
$50,000 - $99,999.99
0.55%
0.55%
$25,000 - $49,999.99
0.45%
0.45%
$ 1,000 - $24,999.99
0.35%
0.35%
 
Savings, Holiday & Vacation Accounts
Minimum Balance
Nominal Interest Rate
Annual Percentage Yield
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.25%
0.25%
 
Checking Accounts
.
Minimum Balance
Nominal Interest Rate
APY
Premier
$500.00 or more
0.15%
0.15%
Premier
$0.00 - $499.99
n/a
n/a
Basic
n/a
n/a
n/a
 
Share Certificates

Term
Regular
Min. Bal.
IRA
Min. Bal.
Nominal
Interest Rate
APY
3 month
$500.00
$500.00
0.35%
0.35%
6 month
$500.00
$500.00
0.55%
0.55%
9 month
$500.00
$500.00
0.70%
0.70%
1 year
$500.00
$500.00
1.00%
1.00%
18 month
$500.00
$500.00
1.19%
1.20%
2 year
$500.00
$500.00
1.49%
1.50%
3 year
$500.00
$500.00
1.74%
1.75%
4 year
$500.00
$500.00
1.98%
2.00%
5 year
$500.00
$500.00
2.23%
2.25%
 
IRA Savings Accounts
Minimum Balance
Nominal Interest Rate
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.35%
0.35%
 
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.