Postal and Community Credit Union
rate information is effective
June 14, 2016 - June
27, 2016.
All rates are subject to change without notice.

 

 

Loans
Money Market Accounts
Savings, Holiday & Vacation Accounts
Checking Accounts
Share Certificates
IRA Savings Accounts

 



Loans
Type
Annual Percentage
Rate APR
New Auto
Models 2016 - 2012
As Low As 2.50%*
Used Auto
Models 2011 and Older
As Low As
3.50%
*
New Agriculture Equipment & Machinery Loans
Models 2016 - 2012
4.80%
Used Agriculture Equipment & Machinery Loans
Models 2011 and Older 6.80%
New Utility Vehicles & Lawn Equipment 4.80%
New Utility Vehicles & Lawn Equipment
6.80%
Home Equity
3.50%
First Mortgage

Please Call 1.866.533.4188
Share Secure
Rate is 2% above share or
certificate rate.
New RV/Camper, Boat/Trailer
and Motorcycle
As Low As
2.50%
*
Used RV/Camper
As Low As
3.50%
*
Used Boat/Trailer
Used Motorcycle
Unsecured Line of Credit
As Low As
8.00%
*
Signature Loan
As Low As
8.00%
*
Visa Credit Card
7.90%*
*Rates quoted "As Low As" are determined by underwriting guidelines including member's credit bureau score and term of loan. Contact a Consumer Loan Officer for more information.

 

Money Market Accounts
Minimum Balance
Nominal Interest Rate
APY
$100,000 or more
0.35%
0.35%
$50,000 - $99,999.99
0.30%
0.30%
$25,000 - $49,999.99
0.25%
0.25%
$ 1,000 - $24,999.99
0.20%
0.20%
 
Savings, Holiday & Vacation Accounts
Minimum Balance
Nominal Interest Rate
Annual Percentage Yield
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.15%
0.15%
 
Checking Accounts
.
Minimum Balance
Nominal Interest Rate
APY
Premier
$500.00 or more
0.10%
0.10%
Premier
$0.00 - $499.99
n/a
n/a
Basic
n/a
n/a
n/a
 
Share Certificates

Term
Regular
Min. Bal.
IRA
Min. Bal.
Nominal
Interest Rate
APY
3 month
$500.00
$500.00
0.25%
0.25%
6 month
$500.00
$500.00
0.60%
0.60%
9 month
$500.00
$500.00
0.90%
0.90%
1 year
$500.00
$500.00
0.55%
0.55%
18 month
$500.00
$500.00
0.65%
0.65%
2 year
$500.00
$500.00
0.80%
0.80%
3 year
$500.00
$500.00
1.00%
1.00%
4 year
$500.00
$500.00
1.09%
1.10%
5 year
$500.00
$500.00
1.19%
1.20%

 

IRA Savings Accounts
Minimum Balance
Nominal Interest Rate
APY
$1.00 - $24.99
n/a
n/a
$25.00 or more
0.20%
0.20%
 
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.