New and Used Auto Loans

We want to be your FIRST choice in auto loans. Postal & Community offers very competitive loan rates to help you save money, purchase or refinance your automobile. Apply today!

The credit union provides financing up to 125% of the NADA loan value. We have a variety of terms and rates to meet your needs!

Home Loans

First Mortgage Loans
We offer a variety of mortgages including fixed and adjustable rate, conventional, VA and FHA. We offer a variety of terms and our rates are among the most competitive in the market.

Call Leslie or Madison at 1.816.279.5656

Home Equity Loans
Postal & Community offers a great home equity loan where you only pay the PRIME RATE! You can borrow up to 80% of the appraised value of your home less your current mortgage debt. This loan is a revolving line of credit secured by a mortgage on your home.

Your home equity loan can be used for debt consolidation, education, home improvements or any plans for the future. You may be able to deduct the interest from your taxes. Consult your tax advisor. We offer a great rate which is the PRIME RATE!

Credit Cards

We offer VISA credit cards! Choose a worldwide accepted name like VISA and a credit union you can trust like Postal & Community for your credit card! Our card offers:

  • No Annual Fee
  • Rates as low as 11.75%
  • 25 Day Grace Period
  • A new PCCU credit card can make purchases easy, fast and convenient!

Please log into to view your credit card account activity.

Other Loan Types

Your signature is the only collateral for this loan! This loan is unsecured and can be used for many different purposes. Members will receive a fixed loan amount, rate and term.

Unsecured Line of Credit
This type of loan can be used for many different purposes. This loan gives you the ability to draw from your line of credit and make advances when you need to. See our current rates.

Other loans include:

  • Agricultural Equipment and Machinery
  • Share Secured
  • Motorcycles
  • Recreational Vehicles

All loan rates are subject to change without notice. You must be eligible for membership to borrow from Postal & Community Credit Union. Visit our Join page to see if you qualify or apply online using our online Membership Application.

Postal & Community logo

Routing Number: 301281968

Main Office:

3921 Oakland Avenue
St. Joseph, MO 64506
Phone: 816-279-5656
FAX: 816-279-5660
Loan FAX: 816-364-1649

Mailing Address:

P.O. Box 8035
St. Joseph, MO 64508

Card Loss, Theft, or Fraud?

© 2024 Postal & Community Credit Union - Email Us