Rates effective August 4, 2020 - August 17, 2020.
| Loan Type | Annual Percentage Rate (APR) |
|---|---|
| New Autos (2020-2016) | As low as 4.25%* |
| Used Autos (2015 and older) | As low as 5.25%* |
| New Agriculture Equipment & Machinery (2020-20016) | 5.00% |
| Used Agriculture Equipment & Machinery (2015 and older) | 7.00% |
| New Utility Vehicles & Lawn Equipment | 5.00% |
| Used Utility Vehicles & Lawn Equipment | 7.00% |
| Home Equity | 3.25% |
| First Mortgage Mortgage Solutions LLC |
Click for Daily Rates |
| Share Secure | Rate is 2% above share or certificate rate. |
| New RV/Camper, Boat/Trailer and Motorcycle | As low as 4.25%* |
| Used RV/Camper | As low as 5.25%* |
| Used Boat/Trailer | As low as 5.25%* |
| Used Motorcycle | As low as 5.25%* |
| Unsecured Line of Credit | As low as 7.75%* |
| Signature Loan | As low as 7.75%* |
| Visa Credit Card | 9.75%* |
*Rates quoted "As Low As" are determined by underwriting guidelines including member's credit bureau score and term of loan. Contact a Consumer Loan Officer for more information.
Money Market Accounts
| Minimum Balance | Nominal Interest Rate (NIR) | Annual Percentage Yield (APY) |
|---|---|---|
| $100,000 or more | 0.50% | 0.50% |
| $50,000 - $99,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.30% | 0.30% |
| $ 1,000 - $24,999.99 | 0.25% | 0.25% |
Savings, Holiday & Vacation Accounts
| Minimum Balance | Nominal Interest Rate (NIR) | Annual Percentage Yield (APY) |
|---|---|---|
| $1.00 - $24.99 | n/a | n/a |
| $25.00 or more | 0.15% | 0.15% |
Checking Accounts
| Type | Minimum Balance | Nominal Interest Rate (NIR) | Annual Percentage Yield (APY) |
|---|---|---|---|
| Premier | $500.00 or more | 0.10% | 0.10% |
| Premier | $0.00 - $499.99 | n/a | n/a |
| Basic | n/a | n/a | n/a |
Share Certificates
| Term | Regular Minimum Balance |
IRA Minimum Balance |
Nominal Interest Rate (NIR) | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| 3 Month | $500.00 | $500.00 | 0.25% | 0.25% |
| 6 Month | $500.00 | $500.00 | 0.35% | 0.35% |
| 7 Month | $500.00 | $500.00 | 0.45% | 0.45% |
| 9 Month | $500.00 | $500.00 | 0.45% | 0.45% |
| 11 Month | $500.00 | $500.00 | 0.55% | 0.55% |
| 1 Year | $500.00 | $500.00 | 0.55% | 0.55% |
| 18 Month | $500.00 | $500.00 | 0.65% | 0.65% |
| 2 Year | $500.00 | $500.00 | 0.75% | 0.75% |
| 3 Year | $500.00 | $500.00 | 0.85% | 0.85% |
| 4 Year | $500.00 | $500.00 | 0.95% | 0.95% |
| 5 Year | $500.00 | $500.00 | 1.00% | 1.00% |
IRA Savings Accounts
| Minimum Balance | Nominal Interest Rate (NIR) | Annual Percentage Yield (APY) |
|---|---|---|
| $1.00 - $24.99 | n/a | n/a |
| $25.00 or more | 0.20% | 0.20% |
Note: All rates subject to change without notice.
Routing Number: 301281968
Main Office:
3921 Oakland Avenue
St. Joseph, MO 64506
Phone: 816-279-5656
FAX: 816-279-5660
Loan FAX: 816-364-1649
Mailing Address:
P.O. Box 8035
St. Joseph, MO 64508
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